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  • Small Policies = Big Controversy
    home serv- ice in force and from newer blocks of direct response business. This issue thus crosses all ... there are likely tens of millions in force. • Direct response, including juvenile policies sold to ...

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    • Authors: John Ladley
    • Date: May 2001
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Small Talk
    • Topics: Life Insurance
  • Principle-Based Reserves PBR – More Trends, But Not Resolution
    (VM21) and health insur- ance, including long-term care (VM25). If SVL was adopted among the states, completely ... to require separate cash flow projections for direct and reinsurance ceded portions. 7. Numerous ...

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    • Authors: Norman E Hill
    • Date: Dec 2008
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Small Talk
    • Topics: Financial Reporting & Accounting>Statutory accounting
  • Using Relevant Experience Data to Increase Credibility and Reduce Margins
    case of a reinsurer providing experi- ence to a direct writer to use in setting the mortality assumption ... based on credibility levels but should be used with care. The width of the distribution of reinsurer experience ...

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    • Authors: Mark Birdsall, Marianne C Purushotham
    • Date: Sep 2017
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Small Talk
    • Topics: Actuarial Profession>Best practices; Enterprise Risk Management>Risk measurement - ERM; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance
  • My Expectations of Appointed Actuaries for Smaller Life Insurance Companies
    My Expectations ... other actuarial assumptions for life and long term care insurance products sold at older ages. Results are ... fully underwritten life insurance and long-term care insurance are also provided.

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    • Date: Sep 2013
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Leadership>Influence; Professional Values>Public interest representation; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Small Talk
    • Topics: Actuarial Profession>Best practices; Experience Studies & Data>Mortality; Financial Reporting & Accounting>Statutory accounting
  • Introducing the Representative Scenarios Method - Part 1
    life insurance, variable annuities, and long-term care, as well as nonvariable annuities. In Part 2 of ... guaranteed life- time withdrawal benefits, and long-term care insurance, in- cluding the calculations of the ...

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    • Authors: Mark Birdsall, Stephen Strommen
    • Date: Sep 2015
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Small Talk
    • Topics: Financial Reporting & Accounting>Statutory accounting
  • Regulatory Update
    Regulatory Update Update on Principles-Based Reserving Principles-Based Reserves;Principles-Based ... entire coverage period, based on the policy’s (primary) guarantees of mortality, interest and expenses ...

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    • Authors: Karen Rudolph
    • Date: Sep 2016
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Small Talk
    • Topics: Life Insurance>Reserves - Life Insurance